Fees Policy

The Honeybee Principle

A honeybee takes only what nectar is required to sustain the hive — never depleting the flower. ParcharPay is built the same way: we take only enough to keep the platform running, so the majority of every Bheta and booking reaches the recipient.

Our fees

• No setup fee.
• No monthly fee.
• 2.49% platform facilitation fee — charged only when Bheta or bookings are processed.

Stripe's standard payment-processing fees are charged separately by Stripe and are shown at checkout. ParcharPay does not add hidden mark-ups on top of Stripe's rates.

Booking deposits

For event bookings, the 2.49% facilitation fee is applied only to the online deposit portion set by the Parcharak. Any remaining balance is arranged directly between the Sangat and the Parcharak, and ParcharPay takes no fee on it.

Why a fee at all?

The 2.49% funds secure infrastructure, identity verification with Stripe, fraud monitoring, compliance reviews, customer support, and continued development of the platform. It is not a profit-maximising fee — it is the minimum required to keep the platform trustworthy and available worldwide.